重要通知 | Enhance Your Savings: Transparent Pricing Model Updated!
We are excited to announce a significant update to our pricing model that brings greater transparency and cost-effectiveness to your transactions.
我们兴奋地向您宣布，SkyRemit 对报价模型进行了重大优化，优化后价格更透明，性价比更高。
New Pricing Model: Xe Exchange Rate + Fixed Fee + Variable Fee (%)
新的报价模型：Xe汇率 + 固定费用 + 浮动费用（%）
Check the following illustration, which clearly shows the differences and benefits of the new pricing model compared to our previous one.
查看下图了解新旧报价模型区别及新模型带来的好处。
Take transfer CAD for example, you'll actually get 19.59 CAD more on a 25,000 CNY transfer.
以加元汇款举例，在人民币25,000元的汇款中，您实际上能多拿到19.59加元。
Thanks to our optimized exchange rates and cost controls, even though the fee structure has been adjusted—
得益于我们对汇率的优化和对成本的控制，虽然费用结构做了调整——
from the original 79 RMB to a 79 RMB fixed fee plus a percentage variable fee—your actual received amount has increased.
从原来的79元变为79元固定费用加上一定比例的浮动费用，但您的实际到账金额不减反增。
*For USD, EUR, GBP, and HKD transfers, the received amount remains more or less the same as they are already competitive. For the other 37 currencies, including INR, CAD, AUD, PKR, and PHP, you will receive a significantly higher amount.
*由于原本价格优势，美元、欧元、英镑及港币汇款到账金额与调整前相差不大；其余37个币种如印度卢比，加拿大元，澳元，巴基斯坦卢比和菲律宾比索等到账金额则有一定提升。
As part of these updates, the additional fees for Alipay and WeChat payments will be adjusted to 0.8% from the previous 0.65% due to routes and costs being more expensive to support. No additional fee will be charged if transfer via bank.
另外，因渠道成本上涨，此次更新还将支付宝和微信的手续费从原先交易金额的0.65%调整至0.8%。银行汇款无该部分费用。
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Benefits of the Adjustment
调整的好处
Better Exchange Rates: We are providing a real-time trend chart for the Xe exchange rate, allowing you to make informed decisions based on the most current market rates.
汇率更优：提供Xe汇率的实时趋势图，让您根据实时市场汇率进行更明智的汇款。
Enhanced Transparency:With a clear breakdown of the fixed and variable fees, you can easily understand the costs associated with each transaction.
更透明：通过清晰地列出固定和浮动费用，您可以更直观地了解每笔交易的所有费用。
Cost Savings: You can expect to receive more for our majority currencies, due to improved exchange rates and the optimization of costs, despite introducing a variable fee. For some already competitive currencies, the amount will receive the same.
更省钱：虽然增加了浮动费用，得益于更优的汇率和费用的优化，大部分币种的到账金额会比以前更多，本身已有优势的币种则与之前一致。
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Other Related Questions
汇率相关问题
Which exchange rate was I using when I made a currency exchange? For example, there are terms like 'buying rate,' 'cash buying rate,' 'selling rate,' and 'cash selling rate'.
进行货币兑换时，使用的是哪个汇率？例如，有“现汇买入价”、“现钞买入价”、“现汇卖出价”和“现钞卖出价”等术语。
Use selling rate for remittance, which means when you purchase 100 foreign currency, you need to pay the corresponding amount of CNY plus the handling fee.
汇款时使用现汇卖出价，也就是当你购买100外币时，你需要支付相应的人民币金额及手续费。
For example, when you buy 100GBP you need to pay 918.3CNY plus a handling fee for it.
例如，当你购买100英镑时，你需要支付人民币918.3元及相应的手续费。
(A reference exchange rate from Bank of China)
中国银行外汇牌价参考
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Is the exchange rate displayed when creating an order the actual rate that will be applied?
我在创建订单时显示的汇率是实际会被采用的汇率吗？
No, it is a reference to the real-time exchange rate, which will fluctuate. The exchange rate for the order is based on the rate at the time you confirm.
不是，那只是波动的实时参考汇率，订单汇率以你确认订单时为准。